My wife and I have been in the market for a new furnace. Both of us are tired of listening to our old furnace. Over the past few years, the furnace has started to make some strange rattling sounds. The loud sounds are the worst at night, when the two of us are trying to sleep. Even though we still have heat, the furnace is noisy and loud. Last time we had a full furnace tune-up, the HVAC specialist recommended purchasing a brand new furnace. My wife and I weighed our options and our budget, and decided to wait on the new furnace. My wife and I decided to wait until the following spring, when we would get our tax refund. The furnace struggled all winter, but my wife and I remained steadfast in our plan. Even though the noises were abrupt, loud, and obnoxious, we dealt with the issues. When we balanced our taxes, my wife and I were astonished. Instead of receiving a healthy sum like every other year, my wife and I ended up owing the government. Throughout the whole winter, we were planning on using our taxes to buy a new furnace. Now, we have no money for the new furnace. We also have to come up with the money to pay our tax penalty. My wife and I have several months, before the weather gets cold again. I guess we will need to tighten our belts, so we can afford to buy a new furnace in the fall. I’m really disappointed about our taxes. I thought we would receive a healthy return.