Making investments in the future is important. We, unfortunately, did not learn this lesson until much later in life. Thankfully, our daughters learned it much earlier. They both really seem to have their heads on the shoulders and so do their husbands. They are not like the typical kids their age. They both think of the future and know that they need to be better prepared for it. Our youngest and her husband made the choice to invest in real estate this past year and it has been a project and a half. Yes, they do have rental units which covers the cost of the mortgage but they are always paying for repairs to the units that they bought. This will the case for the first few years I am sure but as the years go by I hope that it will start making them money. One of the first things that the kids did was to have the HVAC system in the apartment building evaluated. They wanted to make sure it was efficient and would work well for the tenants. When they found out that it had some pretty significant issues they decided to replace it with a newer one. They knew that this would benefit the tenants and attract new ones because they could advertise and new and efficient HVAC system as one of the amenities. They even thought, that new tenants could be charged a higher rent to help compensate for the cost of the system. So long as they continue to improve the property I am sure that this will be a sound investment for years to come. Looking back, I wish that we had been this smart, way back when. For now we are happy to help them out with repairs and supply free labor on their investment in the future.